Reduce your debt with an IVA from Simplify Debt
Professional debt advice
An IVA (Individual Voluntary Arrangement) is an agreement between you and your creditors to put in place a consolidation payment plan, to ensure you can afford the repayments. During these uncertain times, people across the UK have found it increasingly difficult to pay their bills. The global COVID-19 pandemic has resulted in job losses, childcare struggles, and poor mental health. However, help is on hand and you are not alone.
Here at Simplify Debt, we promise to do just that! We serve clients digitally across the UK offering free impartial advice and debt solutions to help you reduce your monthly payments. Don't struggle alone. Whether you require an IVA, DMP or are living in Scotland and need advice on trust deeds, we can help you.
What debts can be managed with an IVA?
Most UK debts can be consolidated using an IVA arrangement, including:
Council tax
Water bills
Gas and electric bills
Catalogue debts
Payday loans
Personal loans
Credit card arrears
And much more. Arrange a call back today and let our friendly team know what you need help with.
How do I know if I'm eligible for an IVA?
To be eligible for an IVA you must be over 18 years old living in England or Wales. You must have over £6,000 of unsecure debt to over two creditors and must be able to afford a minimum of £70 a month in repayments.
If you're not sure if you meet the criteria, our team can talk you through the process in more detail and offer advice on if this is the right solution for you.
Why choose an IVA with Simplify Debt?
Free Initial Advice
We want you to safe in the knowledge that this is the best option to reduce your debt. Our team will offer you free advice on what an IVA plan could look like for you, with no commitment or obligation required.
Friendly Team
At Simplify Debt we understand how tough it can be when debts get out of control. We're here to help you organise your finances better and start you on the road to being debt-free.
Easy Application
Simply apply using a contact form or send us your contact information directly by emailing us today. We will arrange a telephone consultation on a date and time suits you.